Fix VISA PVV decimalization: use two-pass algorithm per Visa spec

decimalizePvv() was using a single-pass that immediately mapped A-F to
0-5. The Visa PVV spec (matching ANSI X9.8 and jPOS behavior) requires
two-pass: collect all decimal digits (0-9) first; only then re-scan
mapping A=0 B=1 C=2 D=3 E=4 F=5. This matches decimalizeCvvHex() which
was already correct. Bug produced wrong PVV whenever a hex letter appeared
before the first decimal digit in the encrypted output.

Test vectors updated from "6077" (single-pass result) to "6776" (correct
two-pass result) for the encrypted PVV hex 6A77E65CFE349D60.

Co-Authored-By: Claude Sonnet 4.6 <noreply@anthropic.com>

src/core/lib/PaymentPinVerification.mjs

@@ -168,21 +168,30 @@ function verifyIbm3624Pin(pvkHex, decimalizationTable, pinValidationData, padCha
 }
 
 /**
- * Decimalizes a PVV candidate using the common numeric-first rule.
+ * Decimalizes a PVV candidate using the standard two-pass rule:
+ * pass 1 collects decimal digits (0-9); pass 2 maps A=0 B=1 C=2 D=3 E=4 F=5.
  *
  * @param {string} hex
  * @returns {string}
  */
 function decimalizePvv(hex) {
+    const upper = hex.toUpperCase();
     let out = "";
-    for (const ch of hex.toUpperCase()) {
+
+    for (const ch of upper) {
         if (/\d/.test(ch)) {
             out += ch;
-        } else {
-            out += String((ch.charCodeAt(0) - "A".charCodeAt(0)) % 10);
-        }
             if (out.length >= 4) return out.substring(0, 4);
         }
+    }
+
+    for (const ch of upper) {
+        if (/[A-F]/.test(ch)) {
+            out += String(ch.charCodeAt(0) - "A".charCodeAt(0));
+            if (out.length >= 4) return out.substring(0, 4);
+        }
+    }
+
     return out.substring(0, 4);
 }
 

src/core/operations/VerifyVISAPVV.mjs

@@ -23,7 +23,7 @@ class VerifyVISAPVV extends Operation {
         this.testDataSamples = [
             {
                 name: "VISA PVV verify sample",
-                input: "6077",
+                input: "6776",
                 args: ["0123456789ABCDEFFEDCBA9876543210", "5432101234567890", 1, "1234", true]
             }
         ];

tests/operations/tests/Payment.mjs

@@ -812,7 +812,7 @@ TestRegister.addTests([
             pin: "1234",
             pvvInput: "1012345678911234",
             encryptedPvvInputHex: "6A77E65CFE349D60",
-            pvv: "6077"
+            pvv: "6776"
         }, null, 4),
         recipeConfig: [
             {
@@ -823,7 +823,7 @@ TestRegister.addTests([
     },
     {
         name: "VISA PVV Verify: known sample",
-        input: "6077",
+        input: "6776",
         expectedOutput: JSON.stringify({
             pinVerificationKeyHex: "0123456789ABCDEFFEDCBA9876543210",
             pan: "5432101234567890",
@@ -831,8 +831,8 @@ TestRegister.addTests([
             pin: "1234",
             pvvInput: "1012345678911234",
             encryptedPvvInputHex: "6A77E65CFE349D60",
-            pvv: "6077",
+            pvv: "6776",
-            expectedPvv: "6077",
+            expectedPvv: "6776",
             valid: true
         }, null, 4),
         recipeConfig: [
@@ -913,8 +913,8 @@ TestRegister.addTests([
             pin: "1234",
             pvvInput: "1012345678911234",
             encryptedPvvInputHex: "6A77E65CFE349D60",
-            pvv: "6077",
+            pvv: "6776",
-            expectedPvv: "6077",
+            expectedPvv: "6776",
             valid: true
         }, null, 4),
         recipeConfig: [